![]() Credit Report FraudĪs far as your credit reports go, you can claim a free copy of all three of them from. You will need to identify each phony transaction when you contact your creditor(s) later. If you discover unauthorized charges or withdrawals on current accounts, make a list. When someone steals your personal identifying information, on the other hand, the damage can be harder to clean up. Although some may classify credit card fraud as a form of identity theft, it’s generally easy to resolve if you act quickly because most credit cards offer fraud protection. Identity theft and credit card (or bank) fraud are technically different crimes. Review your three credit reports for signs of fraud.Check your current accounts for unauthorized charges.You can start your search by taking these actions: ![]() When you know or suspect that someone has stolen your identity, it’s important to figure out whether the criminal has used your information. ![]()
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